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What is an uninsured or under insured motorist claim? | Sherrod & Bernard

Uninsured motorist coverage also known as UM coverage is a type of insurance you use when a client gets injured by a person driving without insurance or without enough insurance. It is important to know that UM coverage is optional coverage and has to be purchased from getting an automobile policy.

We find uninsured motorist coverage on your personal vehicle, a policy of someone that you are related to and live with or the vehicle that you were in at the time of the accident. In Georgia what is very important is it notices provided timely to all potential UM carriers. Because UM claims are contractual in nature, you must comply with the notice provisions which typically are within 30 days of many accident but could be sooner.

There are many intricacies in UM coverage and because of the contractual nature, it is very important that you call Sharon Bernard to review all available policies and comply with their claims requirements.

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Sherrod & Bernard, P.C. - Personal Injury Lawyers in Douglasville
8470 Price Ave
Douglasville, GA 30134
Phone: (770) 920 - 8350
www.sherrodandbernard.com