[[{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question","text":"When you are hurt an accident caused by a driver who did not own the car they were driving, the insurance policy on the vehicle will generally cover all of the damages. If the driver has their own insurance policy, it could act as secondary insurance when the limits of the first policy are reached.","@id":"https:\/\/www.sherrodandbernard.com\/blog\/car-involved-in-accident-but-not-driving\/#Answer"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question1","text":"You are generally allowed to drive another person\u2019s vehicle when you have been given permission and it is not a regular occurrence. Certain people such as household members may actually be included on the primary driver\u2019s insurance policy.  In general, owners should make sure that the people they let drive their car is someone they can trust. It is never a good idea to lend your vehicle to people with a poor driving record, anyone who is unlicensed or uninsured, inexperienced, or otherwise unfit to borrow your car.  If a person who is not the owner of a vehicle receives a traffic citation, that will have no effect on the vehicle owner. A ticket is the sole responsibility of the person to whom it was issued. When a ticket relates to driving without insurance, the driver again becomes responsible rather than the owner.","@id":"https:\/\/www.sherrodandbernard.com\/blog\/car-involved-in-accident-but-not-driving\/#Answer1"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question2","text":"It is essentially a common law rule in all 50 states that the owner of a vehicle cannot be held liable if it is stolen and then involved in an accident. The permissive use doctrine provides that owners are liable only for accidents caused by persons using vehicles with the permission of owners.  When your vehicle is taken without your permission, the first thing you should do is always contact the local police department. File a police report and then notify your insurance company about the unauthorized driver.","@id":"https:\/\/www.sherrodandbernard.com\/blog\/car-involved-in-accident-but-not-driving\/#Answer2"},{"@context":"http:\/\/schema.org","@type":"FAQPage","name":"Who Is Liable If My Car Is Involved in An Accident in Georgia, But I Was Not Driving It?","mainEntity":[{"@type":"Question","name":"Whose Insurance Will Cover the Accident If the Car is Borrowed?","acceptedAnswer":{"@id":"https:\/\/www.sherrodandbernard.com\/blog\/car-involved-in-accident-but-not-driving\/#Answer"},"@id":"https:\/\/www.sherrodandbernard.com\/blog\/car-involved-in-accident-but-not-driving\/#Question"},{"@type":"Question","name":"Are You Legally Allowed to Drive a Borrowed Car?","acceptedAnswer":{"@id":"https:\/\/www.sherrodandbernard.com\/blog\/car-involved-in-accident-but-not-driving\/#Answer1"},"@id":"https:\/\/www.sherrodandbernard.com\/blog\/car-involved-in-accident-but-not-driving\/#Question1"},{"@type":"Question","acceptedAnswer":{"@id":"https:\/\/www.sherrodandbernard.com\/blog\/car-involved-in-accident-but-not-driving\/#Answer2"},"name":"What Happens If Your Car Was Taken by a Friend, Without Permission?","@id":"https:\/\/www.sherrodandbernard.com\/blog\/car-involved-in-accident-but-not-driving\/#Question2"}],"@id":"https:\/\/www.sherrodandbernard.com\/blog\/car-involved-in-accident-but-not-driving\/#FAQPage"}],{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.sherrodandbernard.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Who Is Liable If My Car Is Involved in An Accident in Georgia, But I Was Not Driving It?","item":"https:\/\/www.sherrodandbernard.com\/blog\/car-involved-in-accident-but-not-driving\/#breadcrumbitem"}]}]