[[{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question","text":"Georgia law requires all insurance providers to act in \u201cgood faith\u201d when working with policyholders and reviewing legitimate claims. Insurance \u201cbad faith\u201d occurs when insurance companies refuse to cover valid claims, even when policyholders are current on their payments and should be eligible for coverage.  When an insurance company acts in bad faith, policyholders can often seek compensation by filing bad faith insurance claims. The compensation available in a bad faith insurance claim can pay for the coverage policyholders should have received in the first place and cover additional costs or losses a policyholder incurs due to bad faith insurance practices.","@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Answer"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question1","text":"Unfortunately, insurance companies commonly attempt to protect their profits rather than their policyholders by engaging in bad faith behavior, such as: Intentionally providing bad recommendations or advice to policyholders, Refusing to cover claims that are legitimate and valid under the insured\u2019s policy, Neglecting or refusing to investigate the circumstances surrounding a claim, Delaying or refusing to pay a settlement or judgment for no valid reason, Purposely undervaluing the property or assets involved in a legitimate claim, Minimizing the value of a claim without a clear or valid reason, Neglecting or refusing to respond to policyholder claims or inquiries promptly, Refusing to provide prompt or reasonable explanations for claim denials, Misrepresenting the terms of a policy agreement or a denial of coverage, Refusing to defend policyholders from lawsuits despite agreeing to do so, Altering a policy agreement without the policyholder\u2019s knowledge or approval, Rescinding or canceling an insurance policy to avoid covering a valid claim","@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Answer1"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question2","text":"There are two key \u201ctypes'' of bad faith insurance claims, which mainly differ based on the type of coverage available under the policy agreement. These two types include: First-party bad faith insurance claims,  and Third-party bad faith insurance claims ","@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Answer2"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question3","text":"If you believe your insurance company has acted in bad faith, the first thing you should do is take a moment to step back and evaluate your case impartially. If you\u2019re still reasonably certain you have grounds for a bad faith insurance claim, you can begin taking legal action by consulting a knowledgeable lawyer for guidance.","@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Answer3"},{"@context":"http:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What Is a Bad Faith Insurance Claim in Georgia?","acceptedAnswer":{"@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Answer"},"@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Question"},{"@type":"Question","name":"What Are the Signs of a Bad Faith Claim?","acceptedAnswer":{"@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Answer1"},"@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Question1"},{"@type":"Question","name":"What Are the Types of Bad Faith Insurance Claims?","acceptedAnswer":{"@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Answer2"},"@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Question2"},{"@type":"Question","name":"What Can I Do If My Insurance Company Acts in Bad Faith?","acceptedAnswer":{"@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Answer3"},"@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#Question3"}],"name":"What Is a Bad Faith Insurance Claim in Georgia?","@id":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#FAQPage"}],{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.sherrodandbernard.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"What Is a Bad Faith Insurance Claim in Georgia?","item":"https:\/\/www.sherrodandbernard.com\/blog\/bad-faith-insurance-claim-in-georgia\/#breadcrumbitem"}]}]