[[{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question","text":"Drivers in Georgia are required to carry proof of insurance. Failure to do so can result in license suspension and criminal penalties. Specifically, the governing statute provides that \u201cany person who fails to comply with the requirements of this subsection shall be guilty of a misdemeanor and, upon conviction thereof, shall be subject to a fine of not less than $200 nor more than $1,000 or imprisonment for not more than 12 months, or both.\u201d It is also illegal to \u201cknowingly make a false statement or certification\u201d that you carry legally-mandated insurance.","@id":"https:\/\/www.sherrodandbernard.com\/blog\/accident-with-uninsured-underinsured-motorist\/#Answer"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question1","text":"No, UM\/UIM coverage is not legally mandatory in Georgia.","@id":"https:\/\/www.sherrodandbernard.com\/blog\/accident-with-uninsured-underinsured-motorist\/#Answer1"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question2","text":"Yes. If the at-fault driver cannot be found after a hit-and-run accident, insurance companies will normally process your claims as though the absent driver was uninsured.","@id":"https:\/\/www.sherrodandbernard.com\/blog\/accident-with-uninsured-underinsured-motorist\/#Answer2"},{"@context":"http:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","acceptedAnswer":{"@id":"https:\/\/www.sherrodandbernard.com\/blog\/accident-with-uninsured-underinsured-motorist\/#Answer"},"name":"What Are the Penalties for Noncompliance?","@id":"https:\/\/www.sherrodandbernard.com\/blog\/accident-with-uninsured-underinsured-motorist\/#Question"},{"@type":"Question","name":"Is Uninsured\/Underinsured Motorist Coverage Required in Georgia?","acceptedAnswer":{"@id":"https:\/\/www.sherrodandbernard.com\/blog\/accident-with-uninsured-underinsured-motorist\/#Answer1"},"@id":"https:\/\/www.sherrodandbernard.com\/blog\/accident-with-uninsured-underinsured-motorist\/#Question1"},{"@type":"Question","name":"Does Uninsured Motorist Insurance Cover Hit-and-Run Accidents?","acceptedAnswer":{"@id":"https:\/\/www.sherrodandbernard.com\/blog\/accident-with-uninsured-underinsured-motorist\/#Answer2"},"@id":"https:\/\/www.sherrodandbernard.com\/blog\/accident-with-uninsured-underinsured-motorist\/#Question2"}],"name":"What Should I Do After an Accident with an Uninsured\/Underinsured Motorist in Georgia?","@id":"https:\/\/www.sherrodandbernard.com\/blog\/accident-with-uninsured-underinsured-motorist\/#FAQPage"}],{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.sherrodandbernard.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"What Should I Do After an Accident with an Uninsured\/Underinsured Motorist in Georgia?","item":"https:\/\/www.sherrodandbernard.com\/blog\/accident-with-uninsured-underinsured-motorist\/#breadcrumbitem"}]}]